Major changes to Michigan no-fault car insurance went into effect June 2019, July 2020. See “Important choices for Michigan No-Fault car insurance in 2020,” by attorney Michael Garris, Washtenaw County Legal News (Thursday, July 2, 2020), page 4.

• “Under the new law, people will not longer automatically have guaranteed lifetime coverage for various allowable expenses, including hospital and medical bills, attendant care, care and home modifications, case management fees, physical and vocational rehabilitation, etc ….
• “There are also serious consequences if you are the at-fault driver who causes victims to incur hospital and medical expenses in excess of the victim’s No-Fault personal coverage, as you could become personally financially liable for those excess expenses. This type of liability did not exist under the old N0-Fault law.”